Check your home loan options in minutes
Estimate property affordability, borrowing power, and repayments — then connect with a licensed mortgage broker if you want help.
No credit check
Free to use
OTP-verified submissions
Licensed mortgage brokers
Australia-wide brokers
How it works
1Step 1
Enter your property or loan details
2Step 2
See your affordability and readiness
3Step 3
Connect with a licensed broker if needed
What you can do on CredoraLend
Can I Afford This Property?
Estimate whether a specific property fits your budget. Enter the address and your finances to get an affordability verdict.
Try it →Borrowing Power Calculator
Find out how much you could borrow based on your income, expenses, and existing debts.
Try it →Refinance Savings Calculator
See how much you could save by switching to a lower home loan rate.
Try it →Are you a licensed mortgage broker?
Join CredoraLend to access structured borrower scenarios and exclusive lead opportunities.
Broker PortalFrequently asked questions
- Is Credora free to use?
- Yes. Credora is free for borrowers. You can check your affordability and borrowing power at no cost. We only connect you with a broker if you choose to take the next step.
- Does this affect my credit score?
- No. Our calculators and eligibility checks do not require a credit check. Your credit score is not affected until you apply for a loan through a lender.
- Do I need to speak to a broker?
- No. You can use our tools to understand your options without talking to anyone. If you want personalised advice or help with an application, we can connect you with a licensed mortgage broker.
- Which states do you support?
- Credora operates Australia-wide. Borrowers can select their state or territory; brokers choose which regions they service so you get relevant matches.